How Much is My Jewelry Worth?

Imagine one day you have taken out your jewelry box and paid attention to the pieces present in it. You might think that I don’t require this piece anymore or this is not simply my taste. You consider selling it to be financially savvy. You might end up questioning yourself “How much is my jewelry worth”? This is where this blog will help you. We have come up with this blog to give you information about resale value, retail value, and factors affecting the price of your jewelry. Keep reading and you will find out.

What is My Jewelry Worth?

what is my jewelry worth

Finding the true worth of the jewelry is a tricky task. Everybody expects to get a 20 to 50% of the original value of the jewelry. If you are thinking about how much is jewelry worth, you have to pay attention to the number of factors like market demand and its condition.

Reasons Jewelry Insurers Don’t Pay You as Much as Retail

If you are one of those who buy actual cash value or agreed value, you should keep in mind that the insurers are not obligated to pay you the value of jewelry appraisal if you have lost it in fire or theft. The reasons are –

Actual Cash Value

Cutting out the value of depreciation and obsolescence gives you the actual cash value. Having the actual cash value policy won’t entitle you to receive the full-dollar amount of retail replacement value.

Agreed Value

Agreed value is the only value that will provide you with the full-dollar amount of retail replacement value. Agreed value policies show the understanding between the insurer and the insured. The amount agreed thereupon will be paid to the insured in case of loss. But here is the catch: the policy must be adjusted after every two years or so to make it according to the current retail market value. It will give you the fair value of the appraisal.

Replacement vs Resale Value: Know the Worth of Jewelry

replacement vs resalve value of jewelry

Many people are of the notion that jewelry appraisal means its worth. But appraisals are especially concerned with insurance purposes. And even in the case of insurance, the appraisal value you get is relative only, not absolute.

On the other hand, the value of appraisal is not applicable to the jewelry worth in the resale market. When you sell jewelry, mostly you sell it as used jewelry in the wholesale market. You won’t prefer the retail market. Jewelry resale value is determined using the specific resale appraisal. The appraisal value is an estimation of the money that a buyer can pay for your used jewelry.

What Factors Affect the Value of your Jewelry?

Multiple factors affect the jewelry’s value if you are wondering how much is my jewelry worth. Some of them are metal, condition, and market value. Let’s get into the details of these factors


Luxurious brands have excellent value in the second-hand markets. Some best brands that can give you great resale value are Cartier, Tiffany and Co, and Chanel.

Market Value

The salability of the jewelry pieces largely affects the resale price. In simple words, the pieces that are most loved by the customers will fetch you a higher resale amount.


If you care and maintain your jewelry well, you are bound to get a good price for it. While, if it is not in good condition and has been damaged, the jewelry value will decrease.


Metals like gold, platinum, diamond, or silver are used to make luxurious jewelry. The metal type also has a role to play in answering the question of what is my jewelry worth.

Box and Papers for Designer Jewelry

Keep the box and papers for your jewelry safe as it helps in enhancing the value of your luxurious possessions.


The collection of strong brands like Van Cleef or Cartier have increasing demand in the market which further adds to the cost of jewelry.

jewelry with cash

Best Place to Sell your Jewelry

Plenty of options are there when it comes to sell your luxury pieces. The best one is to sell your jewelry to reliable jewelry experts. That is where DJP Diamonds come in. We are the most trusted jewelry buyers in Houston having more than 40 years of experience in this industry. So, you can’t miss out on getting high-end experience in selling your priceless pieces.

Why sell to DJP Diamonds?

We believe in making the selling process as seamless as possible. Our expert staff will give you authentic information about your jewelry pieces to make you arrive at the best decision. Our extended customer service will definitely make you come back for more. Having the expertise of over 40 years is enough to provide you with a secure and high-end selling process. So, schedule your appointment right away and get the real worth of your jewelry.

Frequently Asked Questions​

You can sell your old jewelry by getting in touch with professional jewelers. They will examine the value of your jewelry and give you its best worth.

Markings are the easiest way to differentiate between real and fake jewelry. The markings could be on the inside, back, or clasp to give you an idea about what they are made of. This will tell you if your jewelry is real or fake. Consulting a jewelry specialist is the best way to find out whether you have real jewelry or fake ones.

You can donate the jewelry you no longer want. Or simply sell it to professional jewelers to get the best price for your jewelry.

If you are emotionally connected to the jewelry piece, we will advise you to keep it. However, if you don’t have any emotional connectivity or any family member who would love to wear it, you can sell the piece and use the received money for some good purpose or fulfill your financial goals.

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